Insurance Claims Assistance | Waterfront Insurance Brokers

Filing an insurance claim in Florida can be stressful — but you don’t have to do it alone. At Waterfront Insurance Brokers, we provide hands-on claims assistance for homeowners, auto, business, and catastrophic losses. As your independent insurance broker, our fiduciary duty is to you — not the carrier. That means we help guide you through the claims process, make sure you know your rights, and work with the insurance company to get your claim resolved quickly and fairly.

After a storm strikes, insureds should prevent further damage to their home or business, and document any steps they take to do so.

• Prepare an inventory of all damaged or destroyed personal property. If you can, videotape or photograph the damage.
• Make temporary repairs to prevent further damage.
• Dispose of all spoiled food immediately. If you have insurance coverage for spoiled food, document your losses.
• Hold off on permanent repairs until you’ve received approval for reimbursement.
• Save remnants of damaged or destroyed property for your insurance company adjuster, and do not sign agreements with contractors or anyone else until you have a change to meet with an adjuster.
• Keep a written record of everyone you talk to about your insurance claim, including the date of the conversation and a summary of what was said.
• Keep all receipts!