Welcome
We specialize in Florida home insurance, coastal properties
Independent Florida Insurance Broker for Homes, Businesses & Coastal Properties
Affordable Rates + Personal Service
It really is that simple.
At Waterfront Insurance Brokers, we believe insurance should work for you — not the carrier. As an independent insurance agency in Florida, we represent multiple top-rated companies to deliver custom insurance coverage designed to protect your home, vehicles, business, and lifestyle.
Whether you need Florida home insurance, coastal property coverage, or catastrophic loss protection, our fiduciary duty is to you — not the insurer. That means lower premiums, better coverage, and unbiased advice every time.
- Independent Broker Advantage
- Florida Specialists (Tampa Bay, Orlando, Naples, Miami, West Palm Beach....)
- High-Value Property Expertise
- Catastrophic Insurance Solutions
- Business & Investor Support
Give us a chance to earn your trust—and your business.
Insurance Solutions We Offer
Home
Umbrella/Liability
Home
Protect What Matters Most
Home & Property Insurance
- Florida home insurance
(coastal, inland, and waterfront)
- High-value home insurance ($1.5M+)
- Luxury coastal & waterfront property coverage
Auto
Umbrella/Liability
Home
Auto Insurance Made Easy
Auto & Vehicle Insurance
- Florida auto insurance
- Commercial auto coverage
insurance packages
Umbrella/Liability
Umbrella/Liability
Umbrella/Liability
Protect Yourself Beyond Basic Coverage
If you're at fault in an accident and damages exceed your auto or property limits, an Umbrella Policy provides extra liability protection—so you're not paying out of pocket. Extra coverage for serious accidents. Protection beyond home and auto limit. Affordable peace of mind
Flood
BOP - Business Owner Policy
Commercial Auto
Regardless if you are in AE, Velocity or X flood zone, you should consider flood insurance. Unfortunately properties in X flood zones flood, leaving customers in difficult financial situations. We make insurance easy.
Commercial Auto
BOP - Business Owner Policy
Commercial Auto
Commercial Auto insurance for less, we will find the best options weather you have one vehicle or 100.
BOP - Business Owner Policy
BOP - Business Owner Policy
BOP - Business Owner Policy
"BOP" Business owners insurance, is a policy that combines both property and liability coverage into one package. We Are Commercial Insurance Brokers and help you get insurance for less.
Commercial Property
Commercial Property
Commercial Property
Commercial Property, we insure retail, motel, office buildings, assisted living facilities, strip malls, apartment buildings just to name a few.
- Florida commercial insurance
- Insurance for HOAs & condo associations
- Insurance for property investors & developers
Workers Comp
Commercial Property
Commercial Property
Workers comp is critical to any business, be sure you have the proper coverage to protect you and your employees. Since we are Commercial Insurance Brokers, we can help you get insurance for less.
Industrial Construction
Industrial Construction
Industrial Construction
Earthmoving, asphalt, concrete, roofing, environmental. we have a market for you.
Classic Cars
Industrial Construction
Industrial Construction
Exotic sports cars, classic cars, we have a market.
Serving Florida Customers
